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08/02/2012

Shop Smart – Spend Less on Back-to-School Supplies this School Year

School bells will be ringing before we know it. Now’s the time to take advantage of annual back-to-school specials on supplies.

08/02/2012

Door-to-door Selling Complaints Projected to Double Over Last Year

While many door-to-door salespersons are honest, BBB receives complaints from consumers who purchased poor quality items or products that never arrived. BBB warns that deceptive door-to-door sellers are looking to make a quick buck

08/02/2012

Is Money Tight? Don’t Ignore Your Retirement Plan!

During challenging economic times, it can be tempting to forego contributions to your retirement account. But there can be some pretty tough financial consequences for tapping or ignoring your retirement plan.

06/01/2012

Store Your Belongings with Confidence – Not With Fear of a Scam

Better Business Bureaus recommends checking out self-storage facilities carefully before handing over your precious belongings.

01/31/2011

Keep your kids safe online by teaching them the seven stop signs

Knowing where your kids are can be a full time job. Knowing where they are online—which websites they’re visiting and who they’re talking to—is even harder, but is no less important.

01/01/2008

FTC - The Keys to Hiring a Reputable Locksmith

If you’ve ever locked yourself out of your car or home, you know what a hassle it can be. Your first thought is to get someone to help you out of your situation. If a family member or friend can’t deliver a spare set of keys, your next call might be to a local locksmith. But before you make that call, consider this: According to the Federal Trade Commission (FTC), the nation’s consumer protection agency, some locksmiths advertising in your local telephone book may not be local at all. They may not have professional training. What’s more, some of them may use intimidating tactics and overcharge you.

10/01/2007

FTC - Diversity Visa Lottery: Read the Rules, Avoid the Rip-Offs

If you or someone you know is trying to get a green card — the right to live in the United States permanently — be on the lookout for unscrupulous businesses and attorneys. They’ll claim that, for a fee, they can make it easier to enter the U. S. State Department’s annual Diversity Visa (DV) lottery (also known as the “green card lottery”) or increase your chances of winning the DV lottery.

10/01/2007

FTC - Sorting Out "Green" Advertising Claims

Grocery shelves, hardware stores, card shops, and other retail operations are filled with products and packages announcing environmental features that may influence your purchasing decisions. But when it comes to products and packaging, what do claims like "environmentally safe," "recyclable," "degradable" or "ozone friendly" really mean? The Federal Trade Commission (FTC) and the Environmental Protection Agency (EPA) want you to know. The FTC, in cooperation with the EPA, has developed guidelines for adv

10/01/2007

FTC - The Federal Trade Commission's Information about Relief for Hurricane Victims

Advance Fee Loan Scams, Appliances, Automobiles, Charity Scams, Contractor Scams, Credit and Money, Damaged or Lost Documents, Debris Removal Scams, Door-To-Door Sale (Cooling Off Rule), Fake Disaster Officals, Flood Restoration, Foundation-Excavation-or-Waterproofing Work, Home Ownership Issues, Home Repair Scams, Identity Theft, Job Scams, Money and Credit, Pest Control, Rental Listing Scams, Utility Related Scams, Water Treatment or Purification Devices

12/01/2006

FTC - Ads for Business Opportunities: How To Detect Deception

It’s not hard to see why ads for business opportunities that promote the benefits of being your own boss and making money quickly are appealing. But the Federal Trade Commission (FTC), the government agency that monitors advertising for deception, says that some ads for business opportunities feature empty promises and false claims that potential entrepreneurs could never realize.

12/01/2006

FTC - Electronic Banking

For many consumers, electronic banking means 24-hour access to cash through an automated teller machine (ATM) or Direct Deposit of paychecks into checking or savings accounts. But electronic banking now involves many different types of transactions.

11/01/2006

FTC - Before You File for Personal Bankruptcy: Information About Credit Counseling and Debtor Education

The Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 launched a new era: With limited exceptions, people who plan to file for bankruptcy protection must get credit counseling from a government-approved organization within 180 days before they file. They also must complete a debtor education course to have their debts discharged.

08/01/2006

FTC - VoIP: It’s A Phone, It’s a Computer, It’s ...

Voice over Internet Protocol — VoIP — is one way people are making and receiving telephone calls using a broadband Internet connection rather than a regular phone line. VoIP converts your phone call — actually, the voice signal from your phone — into a digital signal that travels through the Internet to the person you are calling. If you are calling a plain old telephone number, the signal is converted back at the other end. If you’re comfortable with new technology, you may want to learn more about VoIP. The Federal Trade Commission (FTC), the nation’s consumer protection agency, suggests that it’s smart to do some research on this technology before signing up for it.

08/01/2006

FTC - Keeping Laptops from Getting Lost or Stolen

A laptop computer defines convenience and mobility. It enables you to work from home, a hotel room, a conference hall, or a coffee shop.

06/01/2006

FTC - Social Networking Sites: Safety Tips for Tweens and Teens

You’ve probably learned a long list of important safety and privacy lessons already: Look both ways before crossing the street; buckle up; hide your diary where your nosy brother can’t find it; don’t talk to strangers.